Monday, January 28, 2008


After tonight's FPU, this is how I feel. I almost cried on the way home. I mean, we sort of have a budget, but the idea of sitting down and figuring out where every single penny is going to go almost threw me into an attack of some sort. It is feeling that I cannot seem to shake either. Yuck, I am not looking forward to this at all. I know we need to it, and I know why we need to do it, but I just don't want to go into that much detail about how much we really owe on stuff.

Tonight we had to write down the amount of all our debt not counting our house on a note card. I wanted to cry when we wrote that down. It is not pretty. Granted the biggest chunk of that is Michael's student loan, but it is still a HUGE number and it scares me. I don't really know why either. We have never defaulted on any payments or anything, we live comfortably and are not overstretched, but the amount of our debt, really freaks me out.

Just had to get that out. I feel a little better now. Now if OSU can keep their lead in the B-ball game, then that would just rock!

1 comment:

Jessica said...

Oh, Chandra. I totally know the feeling. We've been through Financial Peace before and this is still the most painful part. Last night I felt like I was going to have an anxiety attack right there in the chapel! And we've done this before!

You always know in your head the debt and the numbers...but to write them out is terrifying. It's a lot to handle. We, too, live comfortably and have things "under control". But I'm also very aware of how out-of-control things would be if one little thing changed (like a job).

Don't worry--you've made the first step and it will get easier. And then as you pay things off and make life changes you'll be EXCITED to write those numbers down!

And, hey--we're here if you need us. We're going through the same process at the same time. And I'm willing to bet we're in more debt (hence the cars I talked about earlier!).

Take a deep breath and dive in. We're praying for you guys!